Nebraska Medicare Insurance FAQ

Nebraska Medicare and Medicare Supplemental Insurance Frequently Asked Questions and Answers (FAQ)

How and when do I sign up for Medicare and apply for Medicare Part B in Nebraska?

Nebraska Medicare FAQ

Not everybody has to apply for Medicare Part B because it’s automatically given to them.  Individuals receive their Medicare card in the mail three months before their 65th birthday or are in their 25th month of disability.  If you need to elect your Part B benefits because you delayed them, go to Social Security’s website, call 1-800-772-1213, or contact a local office in Nebraska:

  • Beatrice, NE Social Security Office: 402-223-2309
  • Grand Island, NE Social Security Office: 308-385-6440
  • Lincoln, NE Social Security Office: 866-593-2880
  • Norfolk, NE Social Security Office: 402-371-1595
  • Omaha, NE Social Security Office: 866-716-8299
  • Scottsbluff, NE Social Security Office: 308-635-2158

What is Nebraska’s Medicare Part B premium?

The standard Medicare Part B premium in Nebraska is $170.10 a month.

Do I need Prescription Drug Coverage (Part D) in Nebraska?

Yes.  It is optional though. If you don’t think you need Part D drug coverage with Medicare because you aren’t on any prescriptions, you should still consider enrolling into a plan in your area of Nebraska.  There’s a late enrollment penalty of 1% per month you don’t have creditable prescription drug coverage.  The 1% penalty is multiplied by the national base premium.  The national base premium in 2019 is $33.19.  Speak to our specialists about finding drug coverage in Nebraska or call 1-800-MEDICARE.

How do I find the best Medicare supplemental plan in Nebraska?

To find the best Medicare supplement plan in Nebraska, review the types of Medigap coverage lettered A through N. Medigap plans are standardized.  There is also high deductible options for Plan G and Plan F.  Plan A provides the least benefits while Plan F provides the most coverage.  Plan F is being phased out by people turning 65 now. Most people in Nebraska purchase Medicare Supplemental Plan G. So if you live in Nebraska, Plan G is likely your best option.

What is the best Medicare supplement company in NE?

There are multiple Medicare supplement companies (in NE) that claim they’re the best at what they do.  Medicare supplements in Nebraska have to have the exact same coverage for each specific plan.  Therefore, it’s difficult to say who’s the best Medicare supplement company in Nebraska.  Below is a list of our most popular (and what we consider the best) Medicare supplemental companies who offer plans in Nebraska:

  • Aetna – Underwritten by Continental Life
  • Accendo – a CVS / Aetna company
  • Cigna – Underwritten by American Retirement Life
  • Manhattan Life
  • Mutual of Omaha – Underwritten by Omaha Insurance Company

For a complete list of our Medicare supplemental insurance companies who offer plans in Nebraska, please contact us.

How much do Medigap plans cost in Nebraska?

The cost for a Medigap plan in Nebraska depends on which plan you’re interested in.  The more coverage the plan has, the more the policy costs.  For example, since Plan A provides basic benefits, it’s going to be cheaper than the comprehensive Plan F.  We recommend to review the different types of Medicare supplement plans in Nebraska and determine which plan is going to meet your health insurance needs best.  Fortunately, the price for a Medigap plan costs less in Nebraska compared to other states.